Shop Pay Installments

Order today and split the cost into bi-weekly or monthly payments with Shop Pay Installments. Available to qualifying customers in the U.S. and Canada.

 

How it works

  • Available for orders between up to $30,000 USD (including shipping & taxes)
  • At checkout, select Shop Pay, then "Pay in monthly installments"
  • Final approval is determined by Affirm
  • Payment plan options include:
    • 6 monthly payments as low as 0% APR (debit card required)
    • 2 or 4 bi-weekly payments at 0% APR
    • 6 to 24 monthly payments at 6-36% APR

 

What’s not eligible

  • Gift cards
  • Some payment methods, including Capital One and Chase credit cards, prepaid cards, and digital wallets (like Apple Pay)

 

Who qualifies

  • Customers in the U.S. and Canada with a billing address in those countries
  • The order must be for a U.S. shipping address
  • Must be 18 years or older (19+ in Alabama and some Canadian provinces)
  • Requires a Shop Pay account

 

Things to know

  • Bi-weekly installment plans are typically interest-free. Monthly plans may include interest depending on your approval.
  • Orders must ship to a U.S. or Canadian address (not available for APOs, P.O. boxes, or U.S. territories).
  • Even if you meet all criteria, final approval for Shop Pay Installments is decided by Affirm.
  • Checking your eligibility will not impact your credit. Once payment plan terms are accepted, your payments may be reported to a credit bureau.
  • You can pay your balance off early without penalty.
  • There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.