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Shop Pay Installments

Split your purchase into payments with Shop Pay Installments. Available to eligible customers in the United States, Canada, and United Kingdom, where offered at checkout.


How it works

Select Shop Pay at checkout, then choose the installment option to review your available payment plans. Your payment schedule, interest rate, and any required down payment will be shown before you confirm your purchase.

Available plans depend on your location, purchase amount, and eligibility. Approval is determined by Affirm.


Payment plan options

For eligible U.S. customers, options may include:

  • 6 monthly payments at 0% APR

  • 2 or 4 interest-free payments, paid every two weeks

  • Monthly payments over 6–24 months, with rates from 6–36% APR

Eligible U.S. orders range from $35 to $30,000 USD, including shipping and taxes. Not every plan is available for every order, and a down payment may be required.

For Canadian and UK customers, payment schedules, purchase limits, and interest rates vary. The plans and terms available to you will be displayed at checkout.


Eligibility

You’ll need a Shop Pay account and must meet Affirm’s eligibility requirements. You may be asked to provide additional information when applying.

If Shop Pay Installments does not appear at checkout, please select another payment method.


Accepted payment methods

Monthly installment plans require a supported debit card. For U.S. and Canadian customers, supported credit cards can be used only for four-payment plans. UK customers must use a debit card.

Capital One and Chase credit cards, prepaid credit or debit cards, and digital wallets such as Apple Pay cannot be used for Shop Pay Installments.


Made-to-order & custom pieces

Choosing installments does not change our production or shipping timelines. Please refer to your piece’s product page for the estimated turnaround time.

Your installment payments may begin before your piece is completed or delivered. Please review your payment schedule at checkout with this timing in mind.


Credit & repayment

Checking your eligibility does not affect your credit score. If you accept a payment plan, your loan and payment information may be reported to credit bureaus.

You can pay off your balance early without a prepayment penalty.

Shop Pay Installments does not charge late fees. However, missed or incomplete payments may affect your eligibility to use the service for future purchases.


Questions about your payments?

For help with your payment plan, balance, or repayment schedule, please contact Affirm through your account.

 

For questions about your jewelry or order, email studio@ecclesiajewelry.com


 

Financing disclosures

United States: Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

Canada: Rates from 0-31.99% APR (subject to provincial regulatory limitations). Payment options through Affirm Canada Holdings Ltd. (“Affirm”) are subject to an eligibility check and depend on purchase amount, payment terms, vary by merchant, and may not be available in all provinces/territories. Minimum purchase and down payment may be required. Visit helpcenter.affirm.ca for more information.

United Kingdom: Credit is offered by Shopify International Limited in partnership with Affirm UK Limited. Shopify International Limited is an Appointed Representative of Affirm U.K. Limited, trading as Affirm, which is authorised and regulated by the Financial Conduct Authority (FRN: 756087). Affirm’s company number is 10199101 and its registered office is at C/O TMF Group, 1 Angel Court, 13th Floor, London, EC2R 7HJ.